Financing Information
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BRIAN FINK LENDING COSTA RICA
Guanacaste, Costa Rica, Central America
011-506-335-9717 Costa Rica Cell
602-748-4277 Skype Satellite
602-532-7267 eFax
lendingcostarica@yahoo.com |
An
overly generous Mother Nature blessed Costa Rica with its pristine
biodiversity, abundant wildlife, and a nearly perfect climate which cannot
be found anywhere else in the world. Costa Rica (Spanish for “Rich Coast”)
is an adventurer’s paradise and among the top investment and vacation
destinations in the world. Whether vacationing or purchasing your dream
home, you will be captivated with an infectious love for la Pura Vida,
(Spanish for “The Pure Life”). It encapsulates the pervading ideology of
living in peace, and in a calm, unflustered manner, appreciating a life
surrounded by nature, friends and family. It is the quintessential element
offered in this magical place called Costa Rica.
In the past, trying to purchase real
estate in Costa Rica has been a cash only transaction for foreigners. Your
only options were to either have the cash, or try to obtain the funds by
refinancing one of your properties back home with a second mortgage or a
HELOC (Home Equity Line of Credit). Regardless, trying to get approved for a
home loan from a bank in Costa Rica was almost impossible.
Today,
Lending Costa Rica offers some of the best home loan mortgage programs for
those interested in purchasing a house, condominium or land (lot) in Costa
Rica. We have developed strong and unique business relationships with the
local Costa Rica banks to offer new and exciting home loan programs designed
specifically for citizens in the United States, Canada, Australia and the
United Kingdom. You do not have to be a Costa Rican resident to purchase
real estate in Costa Rica. We also offer many different loan programs
through banks in the United States as well. When you are ready to purchase
real estate in Costa Rica, Lending Costa Rica offers a variety of loan
options for you to select so you can own real estate in this amazing place.
The
loan programs currently available are purchases, cash-out refinances,
rate-and-term refinances, and construction-to-permanent loans. The banks
currently offer financing for homes, condominiums, lots, raw land, and some
commercial financing is available. We will review the different loan
programs available specifically for your loan scenario and assist with
selecting the best financing option. Title insurance is available through
the title company of your choice conducting the closing. Please contact your
Escrow Agent for details. The home loan application process is a very
similar experience as if you were trying to obtain a home loan in the United
States. We can obtain a pre-approval for your loan scenario in 24-72 hours.
Once all of the required loan documentation is submitted to the bank, the
loan approval process is usually less than four weeks.
The home loan mortgage programs currently available were created to get you
involved as an investor in the Costa Rica real estate market. As an owner,
investor, or partner, you will be able to take advantage of future price
appreciation over time. You will be able to enjoy your investment for as
long as you would like with the option to sell the property at any time and
cash in the equity of your investment.
Whether
you are looking to invest in real estate, purchase a second home, or retire
in Costa Rica, Lending Costa Rica is ready to provide you the knowledge,
customer service and professionalism you would expect for any real estate
transaction. We provide financing options for the entire country of Costa
Rica. Within the United States, our lending affiliate is an approved
Mortgage Broker signed up with over 250 banks and licensed in 50 states
providing residential and commercial financing.
We can help guide you with
investing in Costa Rica by rolling your existing IRA or 401(k) account into
a Self-Directed IRA and it is penalty free. Also, did you know all the
income generated through the Self-Directed IRA will be either tax-deferred
or possibly tax-free? Ask us for more details. Combined with our
relationships with many banks and our creative financing options, we are
here to assist you with your purchase or refinance in this tropical
paradise. Thank you for choosing Lending Costa Rica!
Finance Documents
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